- Actuarial Software Suite (WATERR)
- XXX Reserve Calculations: Direct, Reinsurance and Tax; plus due, deferred and advance premiums.
- X-factor validation performed using Monte Carlo method for annual certification.
- Agent illustration system development and maintenance.
- Comprehensive and modular Needs Analysis.
- Development of the Dynamic Insurance System (DIS)
- Custom Programming
- Product design and pricing
- Policy form drafting
- Illustration Actuary Compliance
- Product Implementation
- Reinsurance retentions, pricing evaluation and negotiation.
- Actuarial Opinions
- Financial Reporting (Statutory, GAAP, and Tax)
- Year End Work (Annual Statements)
- The use of reinsurance as a surplus relief vehicle.
- Cash flow and reserve adequacy testing.
- Claim Reserve Calculation and Analysis - Accident & Health
Group Health Actuarial Services
- Cobra Certifications and Plan Pricetags
- Medicare Part D Subsidy Attestations
- IBNR Claim Liability Determination
- Multi-Year Forecasting and Variance Analysis
Details on Services (PDF)
TPA or Employer Consultant? Find out why Hause should be on your TEAM. (PDF)
Mergers and Acquisitions
- Evaluate blocks or companies for divestiture or purchase.
- Assist in the mergers of companies to achieve operating efficiency.
- Maximize your performance with Modeling and Asset & Liability Matching.
- Evaluate your Company's experience with studies of Lapse, Mortality, and Expenses. Compare to pricing and peer companies' experience, or use with Illustration Actuary work.
- Expert Witness testimony
- Appraisal of Insurance Companies
Credit Insurance and Debt Cancellation
- Credit Disability Reserve Calculator
- Policy forms
- Analysis of business
- Other bank products, such as group mortgage, term and annuities
- Claim cost development and analysis
- Debt Cancellation Rating System for different benefit options and combinations available for sale, or we can evaluate your pricing structure in-house.
- The Credit Insurance Database (PDF)