Software

  • Actuarial Software Suite (WATERR)
  • XXX Reserve Calculations: Direct, Reinsurance and Tax; plus due, deferred and advance premiums.
  • X-factor validation performed using Monte Carlo method for annual certification.
  • Agent illustration system development and maintenance.
  • Comprehensive and modular Needs Analysis.
  • Development of the Dynamic Insurance System (DIS)
  • Custom Programming


Product Development

  • Product design and pricing.
  • Policy form drafting.
  • Policy form filing and compliance.
  • Illustration Actuary Compliance.
  • Product Implementation.
  • Reinsurance retentions, pricing evaluation and negotiation.


Financial Reporting

  • Actuarial Opinions.
  • Financial Reporting (Statutory, GAAP, and Tax).
  • Year End Work (Annual Statements).
  • The use of reinsurance as a surplus relief vehicle.
  • Cash flow and reserve adequacy testing.
  • Claim Reserve Calculation and Analysis - Accident & Health


Group Health Actuarial Services

  • Cobra Certifications and Plan Pricetags
  • Medicare Part D Subsidy Attestations
  • IBNR Claim Liability Determination
  • Stop-Loss Evaluations
  • Multi-Year Forecasting and Variance Analysis
  • 509A Attestations (Iowa)
  • Retiree Drug Plan
  • Retiree Medical Valuations (GASB45, FAS106 and SOP 92-6)
    • Details on Services - PDF TPA or Employer Consultant? Find out why Hause should be on your TEAM. - PDF


Mergers and Acquisitions

  • Evaluate blocks or companies for divestiture or purchase.
  • Assist in the mergers of companies to achieve operating efficiency.


Other Services

  • Maximize your performance with Modeling and Asset & Liability Matching.
  • Evaluate your Company's experience with studies of Lapse, Mortality, and Expenses. Compare to pricing and peer companies' experience, or use with Illustration Actuary work.
  • Expert Witness testimony.
  • Appraisal of Insurance Companies.


Credit Insurance and Debt Cancellation
  • Credit Disability Reserve Calculator
  • Policy forms and compliance.
  • Analysis of business.
  • Reinsurance.
  • Valuation.
  • Other bank products, such as group mortgage, term and annuities.
  • Claim cost development and analysis.
  • Debt Cancellation Rating System for different benefit options and combinations available for sale, or we can evaluate your pricing structure in-house.
  • The Credit Insurance Database - PDF