Hause Actuarial Solutions

For a winning game plan, remember the team at Hause Actuarial.

Company News

  • Term Insurance versus Credit Life - 2016

    2016-Jun-14 - Chris Hause

    It has been alleged that purchasers of credit life insurance would be better served by buying ordinary term insurance. It has also been purported that credit insurance does not provide sufficient "value" to the consumer because the loss ratio is typically less than certain other forms of insurance.

    In this update to our previous work on the subject of cost and value of credit life insurance relative to individually underwritten term life insurance, we conclude is that credit life is a reasonably priced product and - if loss ratio is in fact a valid measure of consumer value - credit life may actually provide better value to policyholders than level term insurance.

Other News

G.P. Monnin Consulting now Hause Monnin Consulting

Hause Actuarial Solutions, Inc. is proud to announce we have joined forces with G.P. Monnin Consulting in Austin, Texas. Effective January 1, 2014, G.P. Monnin Consulting will now be known as Hause Monnin Consulting, a subsidiary of Hause Actuarial Solutions, Inc.

What's Changing? New resources, new expertise, new services!

What's NOT Changing? Gary Monnin, Jeff Yeatman, and Pete Panno will continue to operate the Hause Monnin Consulting office in Austin with the same level of service and expertise that their clients have come to expect.

Please go to to learn more about our new partners.

Our Specialties

  • Credit Insurance Actuarial Services
  • Life Insurance Actuarial Services
  • Actuarial Opinions
  • Software Development

Our Promise

We are committed to meeting all of the challenges faced by today's actuaries and insurance companies. We will use our resources and all tools available to get the job done on budget and on time. After you have had a chance to review our products please share your comments with us. We look forward to hearing from you.

Our Team

Chris Hause Robert Busby Rex Durington Kieth Nelson Randall Stevenson Sean Dermody Angelica Villanueva Kent Barchers

Our Recent Newsletter Articles

  • Recent Health Form Filings

    2015-Sep-03 - Rex Durington

    Hause Actuarial Solutions, Inc. (Hause) periodically reviews new health form filings as a service to our clients and friends. This installment of our review covers approved form and rate filings from July 2014 to July 2015. The predominant policy types approved during this period were for Critical Illness (9 companies), Hospital Indemnity (4 companies), and Accident products (3 companies).
  • New Actuarial Guideline for Indexed UL

    2015-Sep-03 - Christopher H. Hause

    Actuarial Guideline 49 interprets and sets limits on certain aspects of the Illustration Regulation for Indexed UL contracts. AG 49 was undertaken by LATF primarily to bring consistency and historical support for interest rates used for illustrations. The crafting of AG 49 represents an impressive collaboration and compromise involving various industry, consumer and regulatory interests.
  • Interest Rate Update

    2015-Sep-03 - Christopher H. Hause

    Statutory valuation interest rates for life insurance remain unchanged for 2016, with the "Whole Life" rate at 3.50%.

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